|Subject:||Heather Carroll; 866 R20 LLC, 4340064312; Yours 210-19439|
|Date:||Tue, 8 Nov 2016 15:36:36 +0000|
|From:||Jean Faulconbridge <email@example.com>|
|To:||firstname.lastname@example.org <email@example.com>, firstname.lastname@example.org <email@example.com>|
PRIVILEGED AND CONFIDENTIAL
Good morning, Greg,
While reviewing the NJ PIP Option statutes yesterday I ran across this sentence in NJSA 39:6A-4.3:
“An option elected by the named insured in accordance with this section shall apply only to the named insured and any resident relative in the named insured’s household who is not a named insured under another automobile insurance policy, and not to any other person eligible for PIP benefits required to be provided in accordance with [39:6A-4.]”
Greg, does that sentence mean that if a named insured elected $15,000 PIP limit, that the policy limit would be overridden by this statute if a non family member were injured as a passenger in the insured private passenger auto? Or how else might it be interpreted, in the commercial context?
Jean Faulconbridge, JD, MBA, CPCU
AVP, Senior Coverage Counsel
Zurich North America
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